Hawaii Car Insurance

Introduction:

Hawaii Rates:

Auto insurance premiums in Hawaii averaged $817.45 in Hawaii in 2008, representing a change of 5.30 percent from the previous year when rates averaged $776.18. The 2008 figures indicate that, liability coverage averaged $537.36, collision averaged $285.14, and comprehensive averaged $108.19. There were 21 states that had higher average premiums and 28 with lower premiums. In 2007 there were 22 states with higher rates than Hawaii. Taking a look at a longer trend, premiums for car insurance in Hawaii in 2000 averaged $701.51 and in 2005, $705.10. In the year 2000, 16 states had higher premiums.

Factors Affecting Insurance Costs In Hawaii:

Speed Limit in Cities	50
Speed Limit On Highways	45
Blood Alcohol Percentage Limit	0.08
Open Container Law	Both the driver and passenger of vehicles are prohibited from posessing open alcohol
Handheld Cell Phones	There is no statewide ban on hand held cell phone use while driving.
Cell Usage By Driver	There is no state wide ban on all cell phones by drivers.
License Suspension on DUI	License will be suspened by the state for 3 months on a first offense.
Restoration Abailable After DUI	Driving priviliges may be restored under certain circumstances 30 days following suspension.

Hawaii Auto Insurance Premium Data

2008Average Premium	$817.45
2007 Average Premium	$776.18
2007-2008 % Change	5.30%
2008 Collission Cost	$285.14
2008 Liability Cost	$537.36
2008 Comprehensive Cost	$108.19
2008 Premium Rank	22

Other Resources For Hawaii Residents

How To Find Cheap Car Insurance In Hawaii - We describe the basics to help you find lower rates.
Discount Car Insurance In Hawaii - Where To Get Discount Rates and Quotes.
Auto Insurance Quotes In Hawaii - How To Find Great Rates Online.
Low Cost Car Insurance In Hawaii - Lower your rates with a free quote today.
Low Rates On Auto Insurance In Hawaii - Where To Shop For Low Rates.

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